Head: Credit Risk, Business and Commercial Banking

Isle of Man
Permanent
Our client seeks a Head: Credit Risk, Business and Commercial Banking to join their team.
 
You will lead the Credit Risk function for a designated Business Unit (BU) in a Tier II Country, ensuring effective credit risk management across the entire credit lifecycle. Implement the BU's credit strategy in alignment with country-level credit objectives, risk appetite, and regulatory requirements, while supporting sustainable business growth and maintaining a high-quality credit portfolio.
 
This role requires a seasoned leader and expert in Risk management with extensive knowledge of the entire credit lifecycle.
 
Key Responsibilities:
  • Monitor and analyse the external environment (including economic, regulatory, and industry factors) in the Tier 2 Africa Regions country to identify emerging credit risks and support the Business Unit's strategies.
  • Implement a comprehensive Credit Risk Management framework for the Business Unit, aligned with the organisation's overall risk appetite and strategic objectives.
  • Conduct regular portfolio reviews to identify trends, concentrations, and potential vulnerabilities, implementing corrective actions as directed.
  • Monitor key performance indicators (KPIs) to track portfolio performance, identify emerging risks, and assess the effectiveness of credit risk controls across the entire credit risk lifecycle.
  • Maintain and implement BU-specific credit policies and procedures, ensuring alignment with country-level standards and regulatory requirements, allowing local adaption for compliance, regulatory, legal and market needs.
 
Key Skills & Experience:
  • 8-10 years' experience in Risk management with extensive knowledge of the entire credit lifecycle.
  • Relevant qualification in Business Commerce, Finance and Accounting, Generic Management, Risk Management
  • Regulatory environment savvy, a proven track record in large scale and high-level leadership and capable of influencing seasoned stakeholders.
  • Experience in managing credit origination (both intuitive and automated) and credit operations and managing effective stakeholder relationships to drive the achievement of business strategy.
Your specialist: Anne Murray
Quote job ref: 16137

Hi, I'm your specialist Anne and I can't wait to hear from you about this job. You can simply submit your CV or call me on 678144 with any questions.

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